Senior insurance

Every life period has its anxieties, the senior age likewise. We often witness the strong desire to settle our bills while we still can. 

There are the bills we cannot pay in advance, which are left behind us. For all those who want to make the last gesture, facilitate a difficult situation to the dearest ones and leave them nice memories instead of worries, Wiener Städtische osiguranje has prepared the product Senior insurance.  

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The main characteristics of Senior insurance:

  • It can be concluded only by the persons between 40 to 80 years of age

  • Insurance is valid only in case of death – lifelong duration

  • Payment is always made until maximum 85 years of age

Medical check-up is not required for this insurance which is convenient for both men and women of this age.

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Insured sum has to be paid in the 48 hours from the moment of filing the insured case.

 

TERMS AND CONDITIONS
 

  • The contract has to be concluded with the delay period;
  • The minimum delay period of insurance is 2 years;
  • The minimum insured sum to which the insurance can be contracted is 1,000 euros, and a maximum of 5,000 euros

SUPPLEMENTARY INSURANCE

With Senior Insurance, you can additionally contract Supplementary Insurance in the event of an accidental death only during the period of delay. Regardless of the selected period of delay, this supplementary insurance will automatically be excluded after 75 years of the insured.

EXAMPLE

Male, age at entry 50 years

Yearly premium

50 €

Monthly premium*

4,17 €

Deffered period

2 years

Insured sum** 1.152 €

 

Female, age at entry 50 years

Yearly premium

50 €

Monthly premium*

4,17 €

Deffered period

2 years

Insured sum** 1.360 €

* Monthly premium with agreed payment through a standing order
** The quoted insured sum will be increased by the accrued profit