Micro insurance

We all know that the future is uncertain. It can bring us beautiful moments and throw us a curveball. We can’t prevent bad things from happening, but we can minimise their effects. So, how about getting a life insurance policy?

Micro Insurance is designed for those who want to insure life. It covers an array of risks at affordable prices.

Micro Insurance is life insurance that pays a benefit in the event of death. It combines Risico cover with the following supplemental cover options:

  • Accidental Death & Dismemberment
  • Critical illness
  • Accidental death
  • Medical procedures (surgeries)


Micro Insurance is available to anyone aged between 14 and 74. The insured may be maximum 75 years old at the moment of policy termination. 

For a relatively low premium you are covered against a variety of risks. 

Micro Insurance includes the following insurance products: 

1. Micro Standard 

This is the basic cover where you get to choose the policy term and a combination of supplemental risks. The sum insured may range from EUR 1,000 to EUR 20,000. The minimum policy term is 1 year, maximum 20 years.

2. Micro plans 

Choose quickly and easily an insurance plan with pre-defined cover for a term of one year. 


Man, 40 years old

Plan A Plan B Plan C



2.000 5.000

Accidental death


2.000 5.000

Accident dissability


9.062 9.062
Surgeries 500 1.000 5.000
Monthly premium 2,87 € 3,67 € 7,80 €