Flexi Benefit

Flexi Benefit is a modern version of classic life insurance which unites:

PROTECTION – through the coverage of insured risks, which guarantees the material security of your loved ones

SAVINGS – through the payment of the contracted sum insured increased by the accrued profit * upon expiration.

Key benefits

You combine your insurance amounts

We offer you the opportunity to choose different combinations of insured sums in case of death and survival.

You adjust the premium

We adjust the growth dynamics of the annual premium according to your possibilities and wishes.

You can use it as a guarantee of loan repayment in the bank

This type of insurance can serve as a guarantee that you will repay the loan to the bank.

You can exercise the right to an loan

Right to an advance in Wiener Insurance up to 90% of the redemption value.

Adjustment of individual parameters

You can adapt the Flexi Benefit policy to your new needs.

Complete protection of your funds

Your funds are safely and conservatively invested.

Additional insurance coverage

In case of death as a result of an accident, double the sum insured is paid.

In case of death due to a traffic accident, a triple sum insured is paid.

Why do I need Flexi Benefit?

Is FLEXI BENEFIT the ideal product for you?

• Do you think about quality of life in adulthood?

• Do you care about the secure future of your family?

• Do you want a safe and easy investment?

Flexi Benefit is a modern version of classic life insurance which unites:

PROTECTION – through the coverage of insured risks, which guarantees the material security of your loved ones

SAVINGS – through the payment of the contracted sum insured increased by the accrued profit * upon expiration

Protect yourself and your family by choosing your own combination of insurance coverage according to current needs.

* Profit is expected and not guaranteed.

Requirements

You are 14 to 70 years old

Duration of insurance from 5 to 25 years

The minimum annual premium is EUR 240

Example

Age of the insured person	Duration of insurance	Dinamisation	Gender
30 years	25 years	3%	Male

Insured risk	STANDARD (1:1) 100%	SAVINGLY ORIENTED (2:1) 50%	PROTECTIVELY ORIENTED (1:2) 200%
MATURITY	14.520,44 €	15.137,91 €	13.425,24 €
DEATH	14.520,44 €	7.568,95 €	26.850,47 €
ANNUAL PREMIUM	400,00 €	400,00 €	400,00 €
/
ACCIDENTAL DEATH	29.040,88 €	15.137,91 €	53.700,94 €
DEATH DUE TO A TRAFFIC ACCIDENT	43.561,32 €	22.706,85 €	80.551,41 €
ANNUAL PREMIUM	21,78 €	11,35 €	40,28 €

Why not make an investment only?

Ulaganjem novca u investicije ne dobijate životno osiguranje. To znači da, ako bi Vam se nešto desilo, članovi Vaše porodice ne bi dobili finansijsku nadoknadu za gubitak.

I can put money on savings account only?

If you have life insurance, then you are sure that your loved ones will receive the insured sum in case something happens to you. This is not the case with a bank savings account.