CKB will offer its clients Risk insurance for users of CKB housing and CKB cash loans in cooperation with Wiener Stadtische life insurance
Podgorica, March 15 – Crnogorska komercijalna banka and Wiener Stadtische životno osiguranje signed an agreement by which this insurance company becomes the exclusive partner of CKB in the category of life insurance. In this way, the Bank’s clients will be able to purchase a life insurance policy in all CKB branches in Montenegro.
“All clients of the Bank who apply for a cash or housing loan will have the opportunity to apply for a Risk Policy during their visit to the bank, which provides coverage in the event of the death of the borrower.” In this way, the client protects his family and himself in the event of death during loan repayment, because Wiener Stadtische would take on the obligation for the remaining part of the debt and thus relieve the family of financial expenses in a difficult time. “- said Andrija Pešić, Sales Director Wiener Stadtische Life Insurance.
For users of housing loans, Riziko offers a product with a declining sum insured, where after the insured event the amount of the loan principal is paid at that time, while for users of cash loans Riziko offers a product with a fixed sum insured, where part of the sum insured after settlement. credit obligations to the bank are also paid to the family, ie, to the users listed by the insured person – the borrower. Both types of policies can be paid monthly, annually or once when the user receives the policy.
“Thanks to the cooperation with Wiener Stadtische Life Insurance, CKB has offered its clients a new product in the field of life insurance, the policy of which they can obtain when applying for a housing or cash loan. In addition to Risk Insurance, in the coming period we will work on expanding the offer to include life insurance products that customers will be able to negotiate in all branches of CKB in Montenegro, “said Sandra Kordić, Executive Director of Physical and Legal entities.
The risk policy meets modern world standards of business, and provides CKB clients and their families with safe protection in the event of an adverse event.
